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HOW IT WORKS

FAQs

What is required to pre-qualify?

Your Affirm account is created using your name, email, mobile phone number, birthday, and the last 4 digits of your SSN. This combination helps Affirm verify and protect your identity.

Does Affirm perform a credit check?

Yes, but checking your eligibility will not affect your credit score. When you first create an Affirm account, Affirm performs a 'soft' credit check to help verify your identity and determine your eligibility for financing. This 'soft' credit check will not affect your credit score.

Is my personal information secure with Affirm?

Yes, protecting your personal information is very important to Affirm. Affirm encrypts sensitive data including Social Security numbers. Affirm also maintains physical, electronic, and procedural safeguard to protect your information. Affirm does not sell or rent your information to anyone.

STILL HAVE QUESTIONS?
CONTACT US

Subject to credit check and approval. Down payment may be required. For purchases under $100, limited options are available. Estimated payment amount excludes taxes and shipping fees. Affirm loans are made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC. See www.affirm.com/faqs for details.

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